Introduction

When to Hire a Lawyer

Finding a Lawyer

What the Lawyer Does
>offer

>utilities
>taxes
>zoning
>title search
>execution search
>requisitions
>financing
>government programs
>fire insruance

What happens next?
>day before
>new homes

>closing day
>after closing

Title Insurance

What You Have To Do

FAQ's
>using RRSPs

>5% down
>Inspections

Land Transfer Tax Schedule

 

Title Search

A search of title to the property is commenced in the appropriate division of the Land Registry Office to determine whether or not the vendor is the owner of the property, whether or not he has the right to convey the property, and that the property is not subject to any encumbrances, encroachments, easements, liens, agreements or mortgages that were not disclosed in the Agreement of Purchase and Sale.

The search of title includes ensuring that all appropriate legislation regarding the conveyance of property has been complied with in connection with the property and with adjoining lands for a period of 40 years of prior title (Registry properties). The Registry Office has set fees for viewing the parcel abstract books and for providing copies of the relevant pages of the property abstract and documents, plans and prints registered on title. These fees are paid by your lawyer on your behalf and shown as disbursements on your account. This search is completed prior to the Date for Requisitions shown on the Agreement of Purchase and Sale and is again up-dated on the day of closing.

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